How to Defend a Collection Lawsuit

If you have been sued by a creditor for money, the most important thing to do is respond to the lawsuit. Never ignore a lawsuit or complaint because if you do, you will automatically lose! The next thing to do is to contact a lawyer to get a free consultation and see what your rights are. Many times, the creditor that has sued you has no proof that you owe the debt, which means that you can win the case and get the lawsuit dismissed!

Always ask the creditor’s lawyer for any and all documents that show you owe them money. This is called “discovery” and you are allowed by law to request this information. While it is true you can represent yourself in a collection lawsuit, it is best to have a lawyer. But even without a lawyer you may be able to resolve your case by reaching an agreement with the creditor through discussions with their lawyer.