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How to Defend a Collection Lawsuit

If you have been sued by a creditor for money, the most important thing to do is respond to the lawsuit. Never ignore a lawsuit or complaint because if you do, you will automatically lose! The next thing to do is to contact a lawyer to get a free consultation and see what your rights are. Many times, the creditor…

Student Loans: Income Based Repayment

To officially kick of our blog series about student loan management options, we are going to discuss income-driven repayment plans. These plans are only available to people with qualifying federal student loans that are in good standing. If your loan is in default you are going to have to rehabilitate your loan before pursuing one of these plans. There are…

Student Loans: Introduction

Here at DRF, we regularly get calls from people that are struggling with student loan debt. Many of them have not had the chance to learn about several very powerful strategies that can be used to manage and pay off their student debt. Because of this, we have decided to start a short blog series about these management strategies, who…

Tips for Making and Living with a Budget

  When you live and spend without following a budget, it can be easy to lose track of how much you are spending and what you are spending it on. Creating and following a budget can make it much easier to prioritize the things that money needs to be used for urgently, and to make sure you aren’t spending more…

Giving Tuesday – Joanna’s Story

Giving Tuesday is here! To show the real impact of your donation, we’re sharing the full speech our client Joanna shared at our Fall Dinner. After reading through her full story, please consider donating $10 and tell others about why you donated on social media. We are working to ensure every Massachusetts resident can start over financially, regardless of their…