Michelle is our board treasurer and has been a director with MDRF since 2017. She volunteers for the Organization, meeting with clients and covering court proceedings. In addition to her consumer bankruptcy work, she has years of experience in litigation, personal injury and estate planning. Michelle was a 2017 Worcester Business Journal 40 Under 40 Recipient, is a 2019…
Maegan is a founding director of MDRF and serves as the Executive Director and Program Attorney for the Organization. She oversees all cases for MDRF, and is heavily involved in all aspects of the non-profit. In addition to her work with MDRF, Maegan works part-time for Ravosa Law Offices, PC, specializing in chapter 13 and chapter 7 bankruptcy law. She…
I found myself in court being sued by a credit card company for the 3rd time! This time the amount I was being sued for was well over $10K and they were threatening to garnish my wages!… I felt like my life was spiraling out of control. I was barely getting by working a full-time job trying to provide for…
If you have been sued by a creditor for money, the most important thing to do is respond to the lawsuit. Never ignore a lawsuit or complaint because if you do, you will automatically lose! The next thing to do is to contact a lawyer to get a free consultation and see what your rights are. Many times, the creditor…
A recent client from Western Massachusetts shared her experience working with MDRF so she could eliminate her debt and get a fresh start: After getting ill in 2012 (Legionnaires Disease) and nearly dying, I was not physically able to return to work. I had been working 45 hours a week and making good money when I became ill….
To officially kick of our blog series about student loan management options, we are going to discuss income-driven repayment plans. These plans are only available to people with qualifying federal student loans that are in good standing. If your loan is in default you are going to have to rehabilitate your loan before pursuing one of these plans. There are…
Here at DRF, we regularly get calls from people that are struggling with student loan debt. Many of them have not had the chance to learn about several very powerful strategies that can be used to manage and pay off their student debt. Because of this, we have decided to start a short blog series about these management strategies, who…
When you live and spend without following a budget, it can be easy to lose track of how much you are spending and what you are spending it on. Creating and following a budget can make it much easier to prioritize the things that money needs to be used for urgently, and to make sure you aren’t spending more…
Introduction Dara Sandau, Esq., Managing Attorney Sandau Legal P.C. Massachusetts Debt Relief Foundation- Board Member I recently joined the Massachusetts Debt Relief Foundation as a Board Member due to a shared passion for the mission of, “Helping People Overcome Debt with Dignity.” There is nothing more rewarding than making a difference in someone’s life through information and education. Together, these…
Our mission at MDRF is to improve the quality of life for people who are unduly burdened with excessive debt by providing compassionate and effective pro bono legal representation in order to eliminate debt and restore peace of mind. We are committed to elevating our neighbors out of poverty through the elimination of debt, and through providing the information needed to…