I found myself in court being sued by a credit card company for the 3rd time! This time the amount I was being sued for was well over $10K and they were threatening to garnish my wages!… I felt like my life was spiraling out of control. I was barely getting by working a full-time job trying to provide for…
If you have been sued by a creditor for money, the most important thing to do is respond to the lawsuit. Never ignore a lawsuit or complaint because if you do, you will automatically lose! The next thing to do is to contact a lawyer to get a free consultation and see what your rights are. Many times, the creditor…
In this blog post in the student loan series, we will be talking about rehabilitation and consolidation for defaulted student loans. You default on a loan when you don’t make full payments on your loan for 270 days. There are very real consequences for defaulting on your loans, such as wage garnishment, liability for lawsuit, inability to receive further federal…
To officially kick of our blog series about student loan management options, we are going to discuss income-driven repayment plans. These plans are only available to people with qualifying federal student loans that are in good standing. If your loan is in default you are going to have to rehabilitate your loan before pursuing one of these plans. There are…
Here at DRF, we regularly get calls from people that are struggling with student loan debt. Many of them have not had the chance to learn about several very powerful strategies that can be used to manage and pay off their student debt. Because of this, we have decided to start a short blog series about these management strategies, who…
Introduction Dara Sandau, Esq., Managing Attorney Sandau Legal P.C. Massachusetts Debt Relief Foundation- Board Member I recently joined the Massachusetts Debt Relief Foundation as a Board Member due to a shared passion for the mission of, “Helping People Overcome Debt with Dignity.” There is nothing more rewarding than making a difference in someone’s life through information and education. Together, these…
Debt can be both confusing and scary, and while there are many people and organizations that will do their best to help, there are also some that see vulnerable people as a chance to make money. For someone struggling with the daily stress of living with debt, a TV ad that promises to solve your debt problem quickly for a fraction of what you owe may seem like a no-brainer. However, frequently the companies that provide these services overpromise and even lie about what they will be able to achieve.
Join us on August 3rd at Grill on the Hill, located in Worcester, from 6PM to 9PM. The night will consist of an assortment of games, a variety of food, and a DJ! All proceeds from the night will go directly to support our organization so that we can continue our efforts to help families across Massachusetts recover from debt…
Our mission at MDRF is to improve the quality of life for people who are unduly burdened with excessive debt by providing compassionate and effective pro bono legal representation in order to eliminate debt and restore peace of mind. We are committed to elevating our neighbors out of poverty through the elimination of debt, and through providing the information needed to…
Giving Tuesday is here! To show the real impact of your donation, we’re sharing the full speech our client Joanna shared at our Fall Dinner. After reading through her full story, please consider donating $10 and tell others about why you donated on social media. We are working to ensure every Massachusetts resident can start over financially, regardless of their…