Written by MDRF’s own Founding Director and Chairman Richard Ravosa, Mommy, Are We Poor? is the story of Chelsea, a widowed single mom with two jobs, two kids, too many bills, with Christmas approaching and no money for presents. Her boss offers to help, but it’s not the kind of help she had in mind. Can this struggling family get…
Cynthia volunteers to meet with clients, provide legal consultations and cover court proceedings for MDRF. She has helped thousands of clients save their homes from foreclosure, stopped lawsuits, evictions and utility shut-offs and eliminated debt through either bankruptcy or agreed upon out-of-court debt settlements. Cynthia is very active in the local consumer bankruptcy community, often participating in conferences, local bar…
Michelle is our board treasurer and has been a director with MDRF since 2017. She volunteers for the Organization, meeting with clients and covering court proceedings. In addition to her consumer bankruptcy work, she has years of experience in litigation, personal injury and estate planning. Michelle was a 2017 Worcester Business Journal 40 Under 40 Recipient, is a 2019…
Our Worcester satellite office is located at 40 Jackson Street in Worcester in the Ivy Corset building, in Suite 1020. We chose Worcester for a satellite office location to better serve the needs of clients coming from Central Massachusetts, as well as due to its proximity to the Worcester Bankruptcy Court. The Ivy Corset Building is a refurbished mill building…
Maegan is a founding director of MDRF and serves as the Executive Director and Program Attorney for the Organization. She oversees all cases for MDRF, and is heavily involved in all aspects of the non-profit. In addition to her work with MDRF, Maegan works part-time for Ravosa Law Offices, PC, specializing in chapter 13 and chapter 7 bankruptcy law. She…
A recent client from Western Massachusetts shared her experience working with MDRF so she could eliminate her debt and get a fresh start: After getting ill in 2012 (Legionnaires Disease) and nearly dying, I was not physically able to return to work. I had been working 45 hours a week and making good money when I became ill….
Instead of paying legal fees, people can come to the MDRF for legal advice and free legal representation through bankruptcy proceedings as well as other debt matters. By providing these two aspects of financial and legal help, we are able to help people across the board.
However, again, we are not able to provide any of these much-needed services to the community without donations. A $200 donation pays for us to walk a client through creating a budget, a $350 donation pays for a comprehensive one-hour legal consultation, $400 covers assisting a client with obtaining the optimal student loan repayment option, and so on up to a $1,500 donation covering an entire legal representation for a client in Chapter 7 Bankruptcy.
Introduction Dara Sandau, Esq., Managing Attorney Sandau Legal P.C. Massachusetts Debt Relief Foundation- Board Member I recently joined the Massachusetts Debt Relief Foundation as a Board Member due to a shared passion for the mission of, “Helping People Overcome Debt with Dignity.” There is nothing more rewarding than making a difference in someone’s life through information and education. Together, these…
“My name is Richard Ravosa and I have been helping people get out of debt for almost 22 years! I was born in Springfield, Massachusetts and have an office right in my hometown as well as several other offices across Massachusetts so we can help the greatest number of people possible. While we always explore alternatives to filing bankruptcy,…
Our mission at MDRF is to improve the quality of life for people who are unduly burdened with excessive debt by providing compassionate and effective pro bono legal representation in order to eliminate debt and restore peace of mind. We are committed to elevating our neighbors out of poverty through the elimination of debt, and through providing the information needed to…