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August 9, 2021

Student Loan Relief -Fresh Start Through Bankruptcy Act

Senators Dick Durbin (D-IL) and John Cornyn (R-TX) have introduced the “Fresh Start Through Bankruptcy Act,” the first bipartisan bankruptcy legislation to come through the Senate in years. The Act also has the endorsement of the National Association of Consumer Bankruptcy Attorneys. The Act would allow student borrowers to discharge federal student loans, something that has not been possible since before 1998. The Act however, does not alter the dischargeability of private student loans.

Current Events 0 1 min read
July 7, 2021

Our Clients’ Income

Our clients usually know their budget inside and out, because they must cover rent, food and other necessities off of so little. Many are disabled and live off of one disability check, with most of the money gone in a few days. Or like many of us, several clients lost their jobs in the Pandemic and are still looking for…

General 0 50 sec read
June 14, 2021

What Documents do I need to File Bankruptcy?

Chapter 7 Bankruptcy is a document intensive process and you will have to have proof of your finances in exchange for the Court giving you relief from your creditors and ultimately granting you a legal discharge of all your debts. The typical documents you will need are tax returns for the past 2 years, paystubs from your employment for the…

Bankruptcy FAQs 0 1 min read
May 17, 2021

How to Defend a Collection Lawsuit

The bills keep coming in, the phone won’t stop ringing, and now a letter arrives with a court date. You’re being sued. The first instinct may be to ignore it, but this is the worst thing you can do! If you have been sued by a creditor for money, the most important thing to do is respond to the lawsuit…

Debt 0 2 min read
April 30, 2021

MDRF Advocate of the Month – Meet Michelle!

  Michelle is our board treasurer and has been a director with MDRF since 2017. She volunteers for the Organization, meeting with clients and covering court proceedings. In addition to her consumer bankruptcy work, she has years of experience in litigation, personal injury and estate planning. Michelle was a 2017 Worcester Business Journal 40 Under 40 Recipient, is a 2019…

General 0 43 sec read
April 5, 2021

Our Worcester Office

Our Worcester satellite office is located at 40 Jackson Street in Worcester in the Ivy Corset building, in Suite 1020. We chose Worcester for a satellite office location to better serve the needs of clients coming from Central Massachusetts, as well as due to its proximity to the Worcester Bankruptcy Court. The Ivy Corset Building is a refurbished mill building…

General 0 1 min read
March 26, 2021

MDRF Advocate of the Month – Meet Maegan

Maegan is a founding director of MDRF and serves as the Executive Director and Program Attorney for the Organization. She oversees all cases for MDRF, and is heavily involved in all aspects of the non-profit. In addition to her work with MDRF, Maegan works part-time for Ravosa Law Offices, PC, specializing in chapter 13 and chapter 7 bankruptcy law. She…

MDRF Updates 0 55 sec read
March 22, 2021

Finding the Right Lawyer

So, you’ve decided to file bankruptcy. What’s the first step? Finding adequate legal representation. There are many ways to find the best lawyer to fit your needs. Referrals from friends, local bar associations, practice organizations, attorney review websites, or even just good old Google. However, you should be careful when something appears to be too good to be true. Many…

Bankruptcy FAQs 0 2 min read
March 19, 2021

MDRF Client Story – In Their Own Words

I found myself in court being sued by a credit card company for the 3rd time! This time the amount I was being sued for was well over $10K and they were threatening to garnish my wages!… I felt like my life was spiraling out of control. I was barely getting by working a full-time job trying to provide for…

Debt 0 1 min read
March 5, 2021

Our Office Location Profiles

At MDRF we want to be accessible to anyone in Massachusetts. To accomplish this, we have several offices throughout the state, and we offer video and phone appointments based on the individual’s needs. When there are special requirements, we also make every effort to meet with someone outside of our office, such as at home or another agreed upon location….

General 0 35 sec read