Attorney Richard S. Ravosa of the Mass. Debt Relief Foundation won the distinguished Paul H. Chapman award for founding and implementing the program, which helps low income Massachusetts residents who have suffered catastrophic financial setbacks get out of debt and obtain a fresh financial start. The Paul H. Chapman award is given to only five recipients a year from a…
October 25-31 is National Pro Bono week. All of us at the Mass. Debt Relief Foundation are proud to be a part of the pro bono community. In celebration of pro bono week, we’re going to begin recognizing the superheroes we are fortunate to help every day. In a series of bi-monthly blog posts we’ll share stories of clients who bravely…
If you have a loan on your vehicle, generally you will get to keep it, provided you continue to pay the lender just like you did before you filed bankruptcy. If you miss payments on your car, the lender can repossess your vehicle, but they usually need to obtain permission from the Bankruptcy Judge before doing this. Loans on cars…
If you’re considering bankruptcy, it is very likely you have received correspondence and phone calls from creditors. Creditor calls and never-ending threatening letters in the mail make your debt always on your mind. A recent study reported by Global Citizen in the article “This is Your Brain on Poverty: 5 Facts,” shows how constantly being reminded, let alone harassed, of your…
Dealing with insurmountable debt and making the decision to file bankruptcy can be a deeply personal and overwhelming experience. However you choose to address your debt, whether through consolidation, settlement or bankruptcy, the process is usually full of anxiety and eventually, great relief. And it’s an experience that individuals often hide from others. The perceived stigma that when you fall into…
In the old days when much of the wealth in society was under the control of kings, nobles and robber baron businessmen, the majority of charitable work was done by religious groups. That all changed when steel magnate Andrew Carnegie who spent the first half of his life accumulating a vast fortune, and spent the second half of his life…
You may have noticed the friendly little Robin that graces our website and correspondence. We chose the Robin to represent our organization because of the promise of new beginnings that come with the arrival of Spring. For those in need of a fresh financial start, you can look to the Robin and be assured that as certain as the Robin…
It is important to know that for families living on a limited income, what would be a small setback for some can be devastating to others. This past month’s record breaking snowstorms have hurt many wallets across the Commonwealth, whether from losing hours at work, or from finding yourself with a much higher than usual heating bill. A recent Boston Globe…
As a hardworking, decent and honest person, no doubt you want to be able to pay your bills as they become due. With the slow economy and difficult job market creating financial uncertainty in the workplace, many individuals and families find themselves having to be creative in stretching their dollars to go as far as they can. Sometimes, this is…