Filing bankruptcy can be a very daunting decision, but it is also a life-changing, positive tool that provides a true fresh start. After filing the collection agencies stop calling, there are no more court judgments or hearings to collect debts, wage garnishments must stop, and there is immediate relief from the constant stress and anxiety. For low income individuals, bankruptcy relief…
The rumor on the street is that you will lose everything if you file bankruptcy. The rumor is completely untrue and is usually the opinion of uninformed people who do not know how bankruptcy works, or have heard second hand horror stories from other people who have handled their own case without a lawyer and screwed it up. The reality…
As a hardworking, decent and honest person, no doubt you want to be able to pay your bills as they become due. With the slow economy and difficult job market creating financial uncertainty in the workplace, many individuals and families find themselves having to be creative in stretching their dollars to go as far as they can. Sometimes, this is…